THE EVENT IS CANCELLED

Due to unforseen circumstances we have to cancel this event. We apologize for any inconveniences. Please call me if you have any questions. Cesar Plata 408 272-4772

Center for Employment Training , Sobrato Center, Anthony Soto Theater
701 Vine St
(off Hwy 280 & end of Almaden Ave)
San Jose, CA 95110

• Best business is personal business...  We cordially invite business owners and professionals to learn more about how to build capital, structure your corporation, and protect your assets.

A panel of experts and representatives will share their expertise and empower you with the information needed to 'jump start' your business, expand and protect what you work so hard to keep. Topics to be covered:
• Difference between Business and Personal Credit Scores
• Why Incorporate Your Business
• Creating and Maintaining a Corporate Presence
• What Most Commercial Lenders Look For
• Building Business Credit
• Types of Business Loans Available
• Creative Financing Options
• Guidelines on Business Loans
• Vendor Offerings

Don't miss this powerful evening! Network and socialize with many other professionals and business owners in a friendly, fun, upscale, business-casual environment. Enjoy gourmet appetizers, and win prizes too!

Cost: $50/door, $40/Advance (before 1pm, Wed. Oct. 17):
http://www.oct17smbizfinancialforum.eventbrite.com

Sponsor / Vendor tables available.

Your Hosts:
infoBayArea.com
Connecting Professionals
Many Voices, One Community...
Cesar Plata, Founder, 408 272-4772

Clear Credit Exchange
A Professionals Credit Consulting Company
Hazel Valera 408 727-7711

• Corporations, Business Owners, Organizations - contact Cesar Plata to discuss your participation as an exhibitor! Sponsorships available.
• Get some exposure for your business - donate a prize! Print a gift certificate.

Best business is personal business... Networking is not an event, it is a process in which you never know which contact will take you to your goal.

Panel of Presenters (see bios below)
• Hazel Valera, CEO Clear Credit Exchange
   - Separating Business from Personal Credit
   - Sole Proprietor vs. Corporation
   - How to get Corporate Credit
   - Who should be the Officer of your corporation  
   - What is Dunn & Bradstreet?
• Don Wexler, CEO Equity Leverage
   - Helping you move your non-performing & under-performing assets
      into low risk, high yield investments
• Daryle Whyte, AVP Relationhip Manager, Alta Alliance Bank
   - Loan Products and Services
   - Customer Qualifications
   - Lending Process
   - Benefits of Banking with Alta Alliance Bank
• Gerald Parks, Account Executive, Trans World Systems, Inc.
   - Improve your Cashflow

Gourmet Confections
• Ellen's Gourmet Kitchen
• Karma Café

Hazel B. Valera

Don Wexler

Daryle Whyte is a young man on a mission.   He earned a Bachelor of Science degree from Purdue University in electrical engineering.   As a college student, Daryle proudly served as the first black Vice President of Purdue University's Student Body and Polemarch of his Kappa Alpha Psi Fraternity, Inc. Chapter in the same year before he graduated.   Daryle completed the Executive Management Program at Tuck University - Dartmouth College.

Daryle recently transitioned from Wells Fargo Bank as a Commercial Lending Officer to Alta Alliance Bank as an Assistant Vice President, Relationship Manager where he focuses on Commercial Banking and Lending for Small Businesses, Non-Profits, Faith Based Organizations and Individuals.

In January 2006, Daryle was elected as Chairman of the Board to 100 Black Men of the Bay Area, Inc. and leads the charge of their membership of "Real Men Giving Real Time" by way of Mentoring, Education, Leadership Development, Health & Wellness and Economic Development in the Oakland and San Francisco Communities.

In May 2007, Daryle was inducted into the Sigma Pi Phi Fraternity, Inc. - The Epsilon Beta Boule of Contra Costa County where he now serves as the Treasurer.

Daryle, a native of Louisville, KY, is also the proud husband of Shelley H. Whyte, Father to his 10 year old step-son, Christian A. Ewing and Father to their 1 year old daughter, India Noelle Whyte.
• 510 899-7534, www.altaalliancebank.com

Gerald Parks, Account Executive, Trans World Systems, Inc.  Gerald D. Parks has been involved in the Mortgage Lending industry in the Bay Area for 20+ years, having worked with Countrywide, Wells Fargo Home Mortgage and a number of large Mortgage Brokers. His client list included many business owners who because of bad debt (shown as tax write offs) could not purchase/refinance homes or new business sites without having to pay the higher cost associated with “stated” loan programs. Helping Business Owners recover their hard earned profits and dramatically improving their cash flow prompted his joining GreenFlag Profit Recovery by Transworlds Systems, Inc.
• Gerald D. Parks, Account Executive, 925-251-0456x42 http://web.transworldsystems.com/goldengatedistrict

TIPS TO IMPROVE YOUR CASH FLOW
Presented by Gerald D. Parks, Account Executive

Cash flow is the lifeblood of a business. When a company provides a service or product, they should expect to be paid in a timely basis, right! However, anyone who’s been in business a month or more has learned that’s not always the case. And those accounts not paid within terms can have a dramatically negative impact on a business.

With Transworld Systems, Inc GreenFlag Profit Recovery your business will:
• Net More Money - No percentages - clients receive 100% of recovered $$$.
• Retain Control - 24/7 web access to manage all accounts in "real time"
• Reduce Costs - Free up staff
• Pay Less - Just a flat fee - averaging $10 per account - regardless of balance
• Recover More - Early 3rd party intervention motivates increased payments
According to the Unites States Department of Commerce, nearly 26% of accounts that are three months past due will never be collected. That figure jumps to 70% after six months, and after a year, the probability of never collecting an overdue account hits nearly 90%. It’s no wonder that, by some estimates, one out of five business failures is due primarily to bad debt!

Transworld Systems Inc. GreenFlag Profit Recovery is an extension of your in-house efforts. You maintain control of your accounts yet have the tools to recover your money… quickly, easily, affordably and diplomatically.
View a brief presentation about our services:
http://www.transworldsystems.com/video/gogreen_video.html

About Center for Employment Training (CET)
CET Corporate Headquarters - San Jose, California
The Center for Employment Training is located in downtown San Jose. The beautiful, historic two-story building was originally a Junior High School (Woodrow Wilson) that was closed in 1971 and purchased by CET in 1984, and has since undergone major renovation. Anthony R. Soto Theatre - 530 person seating capacity in this newly remodeled theatre, with stage (lighting and sound).

The Center for Employment Training (CET) is one of the country's largest, most effective educational, and employment training programs, focused on those who need help the most. A nonprofit organization, CET was established in San Jose, California in 1967 and has grown to a national network of 31 vocational educational centers operating in 11 states, and Washington D.C. Working with the private sector, CET has successfully trained and placed more than 100,000 people into jobs, over the last 37 years.

CET Students train 5 days a week, 6 to 7 hours day, at their own pace, attending skills and job training until they pass competency levels of a minimum 70% in a given skill. They are trained by instructors who have extensive private sector industry experience, whereby they provide instruction and work-place simulated supervision, to best prepare students for long term job placement. Instructors work in teams to provide a contextual learning environment for each student.

CET, a non-profit 501(c)(3), has received funding support from two primary sources: over 50% from local, state, and federal government and the remainder from the private sector.

CET provides a host of support services, including community support from the Industrial Advisory Board (IAB), and a Technical Advisory committee for each Occupational Skill offered at CET

CET serves low-income, disadvantaged persons of all backgrounds. Students include males and females from 17 1/2 years of age to older workers in their 60's.

Over 50% of CET participants are school dropouts. Approximately 50% are limited or non-English speakers. Hispanics are the largest ethnic group served in California most of whom are farm workers or dependents of farm workers.

The "majority" of student-type at a particular center depends on the specific community where a center is located. Many east coast sites are dominated by African American participants, a great majority being women on welfare. A very large percentage of the Hispanic population are immigrants from Mexico and other Latin American countries. Northern California CET centers serves a large Asian population.